Terms of Use

Last updated: February 28, 2026

1. Use of the Site

SmarterSources is owned and operated by Market Action Research, Inc., a California corporation. SmarterSources provides free online tools and resources for educational, personal, and business use.

You agree to:

• Use the site for lawful purposes only
• Not attempt to disrupt or damage the site
• Not misuse the tools or services

We may restrict access to anyone who violates these terms.

2. No Professional Advice

All tools and content on this site are provided for informational purposes only. We do not provide:

• Financial advice
• Legal advice
• Tax advice
• Medical advice
• Professional consulting

You are responsible for verifying any results before relying on them.

3. Accuracy of Results

We strive to make our tools accurate and useful, but:

• Results may contain errors
• Calculations are estimates
• We make no guarantees about accuracy or completeness

You use the tools at your own risk.

4. Intellectual Property

All content on this site — including text, graphics, logos, and tool interfaces — is the property of Market Action Research, Inc. (operating as SmarterSources) unless otherwise stated.

You may:

• Use the tools for personal or business purposes
• Share links to the site

You may not:

• Copy or resell the tools
• Reproduce large portions of the site
• Use our branding without permission

5. Advertisements

The site may display advertisements from third-party ad networks. We are not responsible for the content of ads, products or services offered by advertisers, or any transactions with advertisers.

6. Voluntary Tips and Payments

Nature of tips

SmarterSources offers a voluntary tipping feature that allows users to make a one-time financial contribution. Tips are voluntary gratuities — they are not purchases of goods, services, subscriptions, or access. Leaving a tip does not entitle you to any specific features, tools, priority support, or deliverables beyond what is already freely available to all users.

Non-refundable

All tips are non-refundable. By completing a tip payment, you acknowledge that you are making a voluntary, non-refundable contribution with no expectation of receiving goods or services in return. If you believe a billing error has occurred, please contact us at [email protected] and we will review the matter in good faith.

Payment processing

Tip payments are processed by Stripe, Inc. By completing a payment, you also agree to Stripe's terms of service. Market Action Research, Inc. does not store your credit card number or full payment credentials.

Not a charitable donation

Market Action Research, Inc. is a for-profit California corporation. Tips are not tax-deductible charitable donations. No portion of any tip qualifies as a charitable contribution under U.S. tax law.

Changes to tipping

Market Action Research, Inc. reserves the right to modify, suspend, or discontinue the tipping feature at any time without prior notice.

7. Third-Party Links

The site may contain links to third-party websites. We are not responsible for their content or practices.

8. Limitation of Liability

To the fullest extent allowed by law, Market Action Research, Inc. and its officers, directors, employees, and agents are not liable for any losses, damages, errors, interruptions, or data issues arising from use of the site, tools, or the voluntary tipping feature. This includes any amounts paid as voluntary tips. You use the site at your own risk.

9. Changes to the Site

We may modify or remove tools, update features, or change these terms at any time without notice.

10. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. SmarterSources is operated by Market Action Research, Inc., a California corporation.

11. Contact

If you have questions about these Terms, contact us at:

Email: [email protected]
Website: smartersources.com